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Home » City of Lockport’s Microenterprise Program for Small Businesses

City of Lockport’s Microenterprise Program for Small Businesses

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The Greater Lockport Development Corporation (GLDC) is pleased to announce that the City of Lockport has received a $300,000 NYS Community Development Block Grant to fund a Microenterprise Program. As such, the GLDC is now accepting applications from eligible new and expanding businesses in the City of Lockport.

Donor Name: City of Lockport

State: New York

City: Lockport

Type of Grant: Grant

Type of Entity: Businesses

Deadline (mm/dd/yyyy): 12/30/2021

Size of the Grant: $5,000 to $20,000

Details:

The City of Lockport’s Microenterprise Program offers grants to assist Microenterprise (defined  as five employees or less) business owners investing in their business in ways that will benefit  individuals with low to moderate income levels.

The GLDC will administer the program to assist small businesses in the city in the form of entrepreneurial training and deferred loans to cover costs associated with starting up or expansion.

Eligible costs may include: equipment purchases, furnishings and fixtures, inventory purchases, working capital, employee training expenses, professional and financing fees, realty and recording fees, marketing expenses, and/or any other costs determined by the Microenterprise Review Committee to represent eligible capital or inventory costs.

Funding Information

  • Grants range from $5,000 to $20,000, but cannot cover more than 75% of eligible expenses (i.e. maximum of $15,000 on a $20,000 project).
  • This program is 100% reimbursable. If awarded funding, business owners must provide proof of 100% of purchases upfront.

Eligibility Criteria

  • Businesses must have a brick-and-mortar location within the City of Lockport and remain operating for at least a 2-year period.
  • Home-based businesses and not-for-profit organizations are NOT eligible. ∙ Business must be five total employees or less at the time of the application.
  • Recipients must commit to investing at least 25% of the total project cost in the form of cash equity.
  • Projects funded through this program must benefit low to moderate income individuals. This means that either the business owner receiving grant funds must be considered low to moderate income, or the project must create at least one (1) full-time position that will be made available to individuals with low to moderate income. Please ask GLDC staff about income requirements.
  • Recipient must work with the NCCC Small Business Development Center as agreed upon.

For more information, visit City of Lockport.

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